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So a court has entered a money judgment in your favor against a debtor- you’ve won, right? While obtaining a judgment is the first step in the process of collecting on a debt, it is unlikely that the judgment debtor is simply going to hand the money over. However, asking the judgment debtor to pay the amount due is probably the best way to start the collections process, before you expend any money or time in the other collections processes, which can be complicated. Moreover, this is the best way to start if you do not have any information about the judgment debtor’s assets.

It has been said many times that a civil money judgment is worth no more than the paper it is printed on. This is alarming to many people new to the civil court system. Obtaining a court judgment against a debtor takes a lot of time and effort, but it is only the first step. Enforcement of the judgment and collection of the debt owed can sometimes be the more difficult task. Below is a sampling of commonly-used enforcement tools that Griswold Law employs in order to collect debts on behalf of its clients. The information below is a discussion of potentially available options and is not meant to be relied upon or considered legal advice. Please consult with an attorney if you are seeking formal legal advice related to a particular factual situation.